Downpayment for condo in Singapore commonly involves twenty five% least for bank personal loan purchases, with not less than 5% in dollars and twenty% money/CPF; for to start with housing financial loan, LTV around seventy five%, Consumer’s Stamp Obligation applies on tiered rates, More Purchaser’s Stamp Responsibility varies by profile; regular new launch reserving fee 5% cash, remainder of 20% on working out within just alternative period of time, progressive payment by construction phases; resale necessitates Alternative Rate (1% funds) then exercise (4% funds) check here and equilibrium; legal costs, valuation, mortgage duty, and hearth coverage include to upfront expenditures; related search phrases involve condo downpayment, LTV limits, TDSR 55%, MSR not applicable to private, CPF OA usage limitations, bare minimum dollars, ABSD remission for married partners, lender desire fees, lock-in, and pricing sensitivity by district.